Pause Before You Click: Healthy Skepticism Can Protect Your Finances

As technology makes managing finances more convenient, it also creates new opportunities for cybercriminals – especially those who target older adults. At Clarity Wealth, protecting your personal and financial information is one of our top priorities.  

Here’s what you should know about cybersecurity threats – and how you can stay safe.  

Why Seniors Are Often Targeted 

Cybercriminals often target older adults because they tend to have more accumulated wealth, may be less familiar with newer technology, and are often more trusting. 

Common scams include: 

  • Phishing Emails and Texts: Fraudulent messages designed to trick you into revealing personal or financial information. 
  • Imposter Scams: Someone pretending to be a relative, financial institution, or government agency asking for money or sensitive data. 
  • Malware and Ransomware: Dangerous software that can lock your computer or steal information without your knowledge. 

Even the most careful investors can be vulnerable without strong, consistent cybersecurity habits. 

How to Protect Yourself

  • Be Skeptical: Never click on links or download attachments from unfamiliar emails or texts. 
  • Verify Before You Act: If you get a suspicious request for money or information – even if it looks like it’s from someone you know – call them directly to confirm. 
  • Use Strong Passwords: Create unique passwords for financial accounts and consider using a password manager. 
  • Enable Two-Factor Authentication: Add an extra layer of security by requiring a second form of verification when logging in. 
  • Keep Software Updated: Regular updates help fix security vulnerabilities in your devices. 

Most importantly, remember: no reputable financial institution will ever pressure you to act immediately or request sensitive information via email or text. 

We’re Here to Help You 

Your financial security is just as important as your investment plan. If you ever receive a suspicious message or have questions about cybersecurity, please reach out to us. Our team is always here to help you protect what matters most. 

Wells Fargo Advisors Financial Network does not provide legal or tax advice.  

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Clarity Wealth is a separate entity from WFAFN. PM-11292026-8017831.1.1 

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