“Only put off until tomorrow what you are willing to die having left undone.” – Pablo Picasso 

Estate planning often falls into the “tomorrow” category. It’s understandable – life is busy, and planning for the future can feel overwhelming. But taking steps today can make all the difference for your family, ensuring your legacy and values are protected no matter what tomorrow holds. 

One of the most flexible and effective tools available for your estate plan is life insurance. While it’s often seen simply as a means to provide for loved ones after passing, life insurance can do much more. Here are five ways life insurance can help you safeguard your wealth and support your family’s future. 

1. It Goes Beyond Being a Safety Net 
   Life insurance can provide funds to your loved ones when they need them most, helping them navigate financial challenges and maintain stability. However, it also offers advantages that can enhance your broader financial plan, especially for families with significant assets. 

2. Preserve Your Legacy 
   Estate taxes and other end-of-life expenses can impact the wealth you’ve worked hard to build. Life insurance can help address these costs, providing your family with liquidity so they can cover expenses without needing to rush the sale of investments or property. 

3. A Plan for a Longer Future 
   A long life is a blessing, but it can also bring additional expenses for healthcare and long-term care needs, which may gradually erode your estate. Life insurance can help replenish these costs, ensuring that your intentions for your family and your legacy are carried forward. 

4. Additional Protection & Flexibility 
   Some life insurance policies can offer the benefit of tax-deferred growth and can be structured to provide your family with funds that may not be subject to income or estate taxes. Furthermore, certain policies can help you protect your assets from potential claims, adding another layer of security to your estate planning. 

5. Support for Causes You Care About 

Life insurance can also be a powerful way to support charities and organizations that align with your values, allowing you to leave a meaningful legacy while ensuring your family remains financially secure. 

Your Partner for Life 

Estate planning doesn’t need to be overwhelming. At Clarity Wealth, we are here to help you approach these decisions with confidence and clarity, so you can protect your loved ones and the legacy you’ve built. 

If you would like to explore how life insurance can support your family’s future and enhance your estate plan, reach out to your Clarity Wealth advisor. Together, we’ll ensure what you’ve built continues to protect and provide for those you love. 

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.  

Wells Fargo Advisors Financial Network does not provide legal or tax advice. Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Clarity Wealth is a separate entity from WFAFN. PM-01302027-8238853.1.1